Tools
Tools for commercial lenders
Working tools for the calculations and evaluations commercial credit officers run every week. More launching through 2026.
Available now
Live tools
Aloan Fit Assessment
Answer a few questions about your lending operations and get a personalized report showing how Aloan would change your underwriting throughput, turnaround time, and credit team capacity.
Open the assessmentDSCR Calculator
Calculate Debt Service Coverage Ratio with built-in stress scenarios for interest rate and NOI declines. The most-cited metric in commercial credit, with a working tool behind it.
Open calculatorGlobal Cash Flow Calculator
Multi-entity, multi-guarantor global cash flow rollup. The analysis behind every SBA and owner-occupied CRE deal — operating company plus real estate plus guarantor income.
Open calculatorLoan Pricing Calculator
RAROC-style loan pricing — cost of funds, expected loss, operating cost, capital allocation, and target return. See whether a proposed rate clears your hurdle.
Open calculatorCap Rate & Debt Yield Calculator
Property-level cap rate, debt yield, and LTV for CRE underwriting. Computes the maximum loan supportable at your target debt yield.
Open calculatorIn development
Calculators launching in 2026
Working calculators for the metrics that drive every commercial credit decision — DSCR, global cash flow, loan pricing, cap rate. Want to be notified when one of these launches? Get in touch.
See how Aloan automates the calculations behind these tools
The tools above run the metrics. Aloan runs the full underwriting analysis on a real deal — spreading, multi-entity global cash flow, source-cited credit memo.