Simplify Commercial Lending with Aloan
Empower your underwriters with AI agents that automatically gather, verify, and analyze borrower financial data—replacing weeks of manual work with ready-to-fund data packets.
How It Works
Complete end-to-end commercial lending workflow
1. Onboarding
Custom white-labeled borrower application optimized for conversion
- Customer driven application
- Simple document collection, account linking, and automated verification
- Automated loan proposal generation
2. Underwriting
AI-powered analysis with automated risk detection
- Financial statements, tax returns, and bank statements automatically parsed
- Cash flow & risk analysis generated in real-time
- Automated risk detection and exception flagging
3. Monitoring
Automated covenant testing and compliance monitoring
- Scheduled document collection
- Covenant compliance testing
- Early warning alerts
From Days to Minutes
Aloan handles document collection, metric extraction, and exception flagging—delivering decision-ready data instantly.
Traditional Process
With Aloan
What You Get
100+ Metrics
- DSC, ratios, coverage
- Cash flow analysis
- Credit & debt profiles
Auto Flags
- Policy exceptions
- Revenue variances
- Risk indicators
Ready to Review
- Complete financial summary
- Risk scoring
- Organized documents
AI Collects & Extracts What Matters Most
Automatically gather data from multiple sources and extract key metrics for instant decision-making
Data Sources
Generated Metrics
Flags & Variances
Complete Financial Intelligence, Automatically
Ongoing Monitoring & Covenant Testing
Automated compliance checking and early warning alerts keep you ahead of potential issues
Automated Document Collection
Quarterly, annual, or custom collection schedules
Scheduled Collection
Auto-collect financials and compliance docs at set intervals
Covenant Testing
Auto-test DSC, leverage, working capital, and custom covenants
Early Warning Alerts
Instant alerts for covenant breaches and violation trends
White-Glove Implementation
We handle setup, customization, and integrations—you focus on lending
Platform Setup
- • White-label branding
- • Custom workflows
- • Policy configuration
Integrations
- • LOS connection
- • API setup
- • Custom reporting
Zero technical burden—we handle implementation, testing, and deployment
Simple Pricing
Pay as you go. No long-term contracts.
Application Fee
Per application submitted
Funding Fee
Only when loan closes
Enterprise-Grade Security & Compliance
Built for regulated financial institutions with the highest standards
Certified Secure
Bank-Level Encryption
Regulatory Compliant
Cyber Liability Coverage
Questions From Lending Partners
Can we use our own underwriting models?
Yes. Our AI provides decision support data that integrates via API into your existing models.
What's the typical borrower profile?
SMBs with $500K-$10M revenue seeking $50K-$2M financing. Common industries: manufacturing, professional services, healthcare, e-commerce.
How long does implementation take?
Most partners are live within 2-4 weeks. We handle all technical setup and integrations.
Scale Your Commercial Lending Without the Overhead
Automate onboarding, underwriting, and monitoring—focus on making great lending decisions.