Fund More Auto Loans With Less Risk
Access pre-qualified borrowers from verified dealers. Automate data collection and underwriting to fund more loans with your existing team.
How It Works
Streamlined process to receive quality deals and grow your portfolio
1. Define Your Criteria
Configure lending parameters and risk appetite in our platform
- Credit score ranges
- LTV/DTI parameters
- Geographic & dealer preferences
2. Receive Matched Deals
Get pre-qualified applications that fit your lending criteria
- AI-powered deal matching
- Complete documentation package
- Verified dealer relationships
3. Decide & Fund
Review, approve, and fund deals through integrated workflows
- Automated underwriting support
- API integration with your LOS
- Real-time funding notifications
Lower Costs, Higher Quality
Stop losing deals to manual processes and inconsistent data. Automate origination and focus on credit decisions.
Traditional Indirect
With Aloan
Everything You Need to Scale Efficiently
Quality Deal Flow
- Pre-screened borrowers
- Verified dealer network
- Geographic targeting
Automation & Data
- Structured data format
- Complete documentation
- Auto credit decisioning
Integration & Control
- API connectivity to LOS
- Custom lending criteria
- Portfolio analytics
Access High-Quality Dealer Relationships
Partner with established dealers across multiple markets
Franchise Dealers
New & certified pre-owned vehicles
Independent Dealers
Quality used vehicles
BHPH Dealers
Subprime & credit rebuilding
All dealers are vetted and verified before joining our network
Integrate with Your Existing Systems
Connect Aloan to your loan origination, servicing, and core banking platforms
Loan Origination System
API integration for automated decisioning and document management
Servicing Platforms
Seamless loan boarding, payment tracking, and portfolio reporting
Core Banking
Direct connectivity for account creation and GL posting
Integration Options
Full API documentation and technical support included
Aligned Incentives
We only make money when you make money
Performance-Based Pricing
Simple per-deal fee on funded loans
Bank-Level Security & Compliance
Your data and your customers' data are protected with industry-leading security
SOC 2 Certified
256-bit Encryption
GLBA Compliant
Regular Audits
Questions From Lending Partners
What type of dealers are on your platform?
We work with franchise dealerships, established independent dealers, and select BHPH dealers. All dealers are vetted and must meet quality standards before joining our network.
How do you ensure deal quality?
We use automated data validation, require complete documentation packages, and verify all dealer relationships. Our AI matching ensures deals align with your lending criteria before they reach you.
Can we set our own lending criteria?
Yes. You have complete control over credit score ranges, LTV/DTI parameters, geographic preferences, and deal types. You'll only receive applications that match your criteria.
How does the integration work?
We provide a RESTful API that integrates with your LOS. Most lenders are integrated within 2 weeks. We also offer webhook notifications for real-time updates on deal status.
Start Growing Your Portfolio Today
Join leading lenders accessing quality auto deals at lower costs with Aloan.