Auto Lending
Aloan connects lenders to pre-qualified auto borrowers through a verified dealer network — with complete documentation, automated underwriting, and direct LOS integration.
The problem with indirect auto lending today
Manual data entry from dealer submissions.
Incomplete documentation packages.
Good deals lost to slow turnaround.
Your underwriters are valuable. Stop losing quality deals to manual processes and incomplete data. Let Aloan handle the intake.
LENDING CRITERIA
Define credit score ranges, LTV and DTI limits, vehicle age, geography, and dealer types. Our matching engine filters every deal against your criteria before it reaches your team — so underwriters review only qualified applications.
DEAL MATCHING
Each deal arrives with credit data, income verification, vehicle details, and a match score against your lending parameters. No chasing dealers for missing documents. No re-keying data into your LOS.
DECISIONING & FUNDING
Deals flow through automated underwriting, e-contracting, and funding via direct API integration with your loan origination system. Status updates push to dealers in real time, keeping the entire process moving.
Dealer Network
New and certified pre-owned vehicles from manufacturer-backed dealerships.
Quality used vehicles from established independent dealerships.
Subprime and credit-rebuilding opportunities from specialized dealers.
All dealers are vetted and verified before joining our network.
Integration
Security
We work with franchise dealerships, established independent dealers, and select BHPH dealers. All dealers are vetted and must meet quality standards before joining our network.
We use automated data validation, require complete documentation packages, and verify all dealer relationships. Our matching engine ensures deals align with your lending criteria before they reach you.
Yes. You have complete control over credit score ranges, LTV/DTI parameters, geographic preferences, vehicle age, and dealer types. You'll only receive applications that match your criteria.
We provide a RESTful API that integrates with your LOS. Most lenders are integrated within 2 weeks. We also offer webhook notifications for real-time updates on deal status.
Pre-qualified borrowers with complete documentation packages including credit, income verification, and vehicle details. Average deal size ranges from $15K to $75K with credit scores from 580 to 850+.
We will walk through deal matching, lending criteria configuration, and LOS integration with your real auto lending workflow.
