Grow Your Credit Union's Loan Portfolio
Connect with qualified borrowers nationwide. Expand beyond your membership base while maintaining your lending standards and member-first values.
Growing
Credit Union Network
Nationwide
Coverage
Competitive
Rates Available
Member
Growth Opportunity
Why Credit Unions Choose Aloan
Expand Your Reach
Access qualified borrowers beyond your traditional membership base
Grow Membership
Convert borrowers into long-term credit union members
Deploy Capital Efficiently
Put idle deposits to work with pre-qualified, dealership-verified loans
Maintain Your Standards
Keep full control over rates, terms, and underwriting criteria
Reduce Acquisition Costs
Lower cost per loan acquisition compared to traditional marketing
Streamline Operations
Automated application processing and document management
How Credit Union Partnership Works
For Your Credit Union
Set Your Criteria
Define rates, terms, and qualification requirements
Receive Applications
Pre-qualified borrowers from our dealer network
Underwrite & Approve
Use your existing underwriting process
Fund & Service
Direct relationship with new member-borrowers
For Borrowers
Better rates than traditional lenders
Member benefits and services
Community-focused banking
Personalized service
Loan Products You Can Offer
Auto Loans
New and used vehicle financing
Powersports
Motorcycles, ATVs, boats
RV Loans
Motorhomes and travel trailers
Equipment
Commercial and industrial
Built for Credit Union Compliance
NCUA Compliant
Full compliance with NCUA regulations and member business lending rules
Data Security
Bank-grade encryption and security protocols protect member data
Fair Lending
Built-in fair lending compliance and automated HMDA reporting
Credit Union Success Stories
"Aloan helped us expand our auto loan portfolio significantly. The platform connects us with quality borrowers beyond our traditional reach."
Sarah M.
CEO, Credit Union
"The platform seamlessly integrated with our existing systems. We're now reaching borrowers in 15 states while maintaining our underwriting standards."
Michael C.
VP of Lending
Frequently Asked Questions
How does Aloan help credit unions expand their lending?
Aloan connects credit unions with qualified borrowers from dealerships nationwide, helping you deploy capital efficiently while maintaining your lending standards. Our platform handles the origination process while you focus on underwriting and funding.
What types of loans can credit unions offer through Aloan?
Credit unions can offer auto loans, powersports financing, RV loans, and equipment financing through our platform. You set your own rates, terms, and qualification criteria for each loan type.
How does Aloan protect member relationships?
We respect the unique member-focused mission of credit unions. Borrowers who receive loans through your credit union can become members, expanding your membership base with qualified, loan-ready individuals.
What are the compliance and regulatory considerations?
Aloan is fully compliant with NCUA regulations, state lending laws, and fair lending practices. Our platform includes built-in compliance checks and automated documentation to simplify regulatory reporting.
How quickly can our credit union start receiving loan applications?
Most credit unions are fully integrated within 5-7 business days. Our team handles the technical integration while ensuring your lending criteria and workflows are properly configured.
What is the cost structure for credit unions?
Credit unions pay a small per-funded-loan fee only when loans are successfully originated. There are no upfront costs, monthly fees, or minimum volume requirements.
Ready to Grow Your Loan Portfolio?
Join our growing network of credit unions expanding their reach with Aloan.
No upfront costs • No monthly fees • Pay only for funded loans