Aloan vs RouteOne
Why modern dealerships are switching from RouteOne to Aloan for faster approvals, better technology, and transparent pricing
Why Dealers Choose Aloan Over RouteOne
Higher Approvals
AI-powered lender matching gets more deals approved
No Monthly Fees
Pay only for funded deals, no subscriptions or minimums
5x Faster Setup
Go live in 24-48 hours vs weeks with RouteOne
Quick Comparison Overview
Aloan
Modern Technology
AI-powered platform built for today's market
Canadian Support
Full support for US and Canadian dealers
Transparent Pricing
No hidden fees, setup costs, or contracts
Superior Results
Higher approval rates
$0/month
Pay only for funded deals
RouteOne
Legacy Platform
Older technology with limited innovation
US Only
No Canadian dealer support
Complex Pricing
Setup fees + monthly + per-app charges
Standard Performance
Industry average approval rates
$299-1,499/mo
Plus setup and per-app fees
Feature-by-Feature Comparison
Platform & Technology
| Feature | Aloan | RouteOne |
|---|---|---|
| Setup Time | 24-48 hours | 1-3 weeks |
| Platform Type | 100% Cloud-native | Cloud-based |
| Mobile Experience | Native mobile apps | Mobile responsive web |
| API Architecture | Modern REST/GraphQL | Traditional APIs |
| User Experience | Modern, AI-assisted UI | Traditional interface |
| Browser Support | All modern browsers | Limited browser support |
Lender Network & Coverage
| Feature | Aloan | RouteOne |
|---|---|---|
| Total Lenders | 50+ active lenders | 145+ lenders available |
| Credit Union Focus | Growing credit union network | Limited credit unions |
| Canadian Coverage | Full Canada support | US only |
| Specialty Lenders | Equipment, RV, Marine | Auto-focused primarily |
| Lender Activation | Instant activation | Manual setup required |
| Smart Matching | AI-powered matching | Basic routing rules |
Performance & Results
| Feature | Aloan | RouteOne |
|---|---|---|
| Approval Rates | Higher approval rates | Industry standard |
| Response Time | Fast response times | Standard response times |
| Soft Pull Options | Yes, pre-qualification | Limited soft pull |
| Resubmission | Smart resubmission | Manual resubmission |
| Success Analytics | Real-time insights | Basic reporting |
| Credit Bureau Access | All 3 bureaus | All 3 bureaus |
Workflow & Efficiency
| Feature | Aloan | RouteOne |
|---|---|---|
| Application Entry | OCR + auto-fill | Manual entry |
| Document Upload | AI document scanning | Standard upload |
| E-Contracting | Integrated e-sign | Integrated e-sign |
| Desking Tools | AI-powered desking | Traditional desking |
| Compliance Checks | Automated compliance | Compliance tools |
| Menu Selling | Dynamic F&I menus | F&I menu tools |
Cost & Value
| Feature | Aloan | RouteOne |
|---|---|---|
| Pricing Model | Pay per funded deal | Monthly subscription |
| Setup Costs | $0 setup fee | $1,500-3,000 setup |
| Monthly Fees | No monthly minimum | $299-1,499/month |
| Per-App Fees | Included | Additional fees apply |
| Training Costs | Free training | Training fees apply |
| Contract Terms | Month-to-month | 12-24 month contracts |
Support & Service
| Feature | Aloan | RouteOne |
|---|---|---|
| Support Hours | 24/7/365 support | Business hours + on-call |
| Response Time | < 5 minute average | 2-4 hour average |
| Support Channels | Phone, chat, email, video | Phone, email |
| Dedicated Support | Dedicated success manager | Shared support team |
| Training Resources | Online university + live | Documentation + webinars |
| Implementation Help | White-glove onboarding | Standard onboarding |
Easy Migration from RouteOne
Most dealers complete the switch in under 2 weeks with zero downtime
Free Demo & Assessment
Day 1See Aloan in action and review your current RouteOne setup
Lender Mapping
Day 1-2Map your RouteOne lenders to Aloan (most are already available)
Data Import
Day 2Import your preferences, templates, and historical data
Team Training
Day 2-3Comprehensive training for all users (much easier than RouteOne)
Parallel Run
Week 1-2Run both systems to compare results (optional)
Full Migration
Week 2Switch completely to Aloan with confidence
Migration Support Included
Our migration specialists handle the technical details while you focus on selling cars. We'll import your RouteOne data, map your lenders, and ensure a smooth transition.
Start Free Migration AssessmentDealers Who Made the Switch
"RouteOne was okay, but Aloan transformed our financing department. We're approving deals RouteOne couldn't touch, especially for our Canadian customers."
David C.
Finance Manager • Edmonton, AB
"The difference in speed is noticeable. Aloan processes applications much faster than RouteOne. Our customers appreciate the improved experience."
Maria R.
Dealership Owner • Houston, TX
Calculate Your Savings
Typical Dealer Savings: RouteOne vs Aloan
RouteOne Costs
Aloan Costs
Plus Additional Value:
- • 35% more approvals = more revenue
- • Faster processing = better customer experience
- • No long-term contracts = flexibility
Common Questions About Switching
Will my RouteOne lenders work with Aloan?
Most RouteOne lenders are already in our network. For any that aren't, we can typically onboard them within 24-48 hours. Plus, you'll gain access to specialized lenders not available through RouteOne, especially credit unions and Canadian lenders.
How long does migration really take?
Most dealers are fully operational on Aloan within 48 hours. The complete migration, including training and optimization, typically takes 1-2 weeks. You can run both systems in parallel during transition if preferred.
What about my RouteOne contract?
We'll help you navigate your RouteOne contract terms. Many dealers find the increased approval rates and cost savings with Aloan more than offset any early termination considerations. We can also time the switch to coincide with your contract end date.
Is Aloan really easier to use?
Absolutely. Aloan was built with modern UX principles, while RouteOne's interface hasn't significantly changed in years. Features like OCR document scanning, AI-powered desking, and smart routing make your team more efficient. Most users report being faster on Aloan within their first day.
Ready to Upgrade from RouteOne?
Join hundreds of dealers getting better results with modern technology
✓ No setup fees ✓ No contracts ✓ Start free trial today
Most dealers see ROI within first week