Smart Auto Lending with AI-Powered Underwriting
Transform your auto lending with AI that considers cash flow, depreciation, and factors traditional credit scores miss. Faster funding, higher approvals, lower risk.
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Power Your Business Growth
Leverage Aloan's AI-powered lending marketplace to drive growth without increasing risk.
Faster Funding
Reduce time from app to funding by automating data collection, document processing, and condition clearing.
Single Application, Multiple Lenders
A single platform connecting dealers to a wide network of funding partners across the credit spectrum.
Higher Approval Rates
AI-backed Cash Flow and Depreciation Scores give lenders confidence to approve more of your customers.
Less Back-and-Forth
Eliminate repetitive requests for info with automated workflows and intelligent document processing.
Beyond Traditional Credit Scoring
Our AI analyzes cash flow patterns, spending behaviors, and depreciation factors that traditional underwriting misses.
Cash Flow Score
Analyze income stability, spending patterns, and payment capacity beyond credit reports
Depreciation Score
Assess long-term collateral strength with vehicle-specific depreciation analysis
Risk Detection
Identify hidden risks like gambling expenses and volatile spending patterns
Instant Processing
Automated document processing and condition clearing in minutes
The Aloan Impact
Real results from dealers and lenders transforming their operations with AI-powered underwriting.
AI-powered underwriting approves deals traditional methods decline
Average increase in closed deals for dealerships on our platform
Automation eliminates manual data collection and paperwork
Based on Aloan platform analytics and customer performance data
Ready to Transform Your Auto Lending?
Join leading dealerships and lenders using AI to make smarter lending decisions.
Schedule a Demo